In the ever-growing real estate market of Dhaka, the concept of Plot Installment Plan Dhaka has become increasingly popular, especially among middle-income and first-time homebuyers. This modern buying method allows individuals to own land without bearing the heavy burden of upfront full payments. Instead, buyers can secure a plot by paying a modest down payment and continue paying in manageable monthly or quarterly installments.
So, why is this so popular in Dhaka?
Well, Dhaka is a bustling megacity, and as land prices continue to rise, installment plans make it possible for families, young professionals, and investors to get a foot in the property market without draining their savings. From large government-backed housing projects to private developers offering flexible financing, plot installment plans are shaping the future of urban property acquisition.
One of the biggest advantages of installment plans is the ability to spread the cost over a few years. This eliminates the need for a massive one-time investment. Whether you're salaried or self-employed, this approach makes property ownership more realistic.
Land is one of the few assets that historically appreciates over time. When you buy a plot through installments, you're not just acquiring a place to build your dream home—you’re making a long-term investment that can yield excellent returns.
Often called the “Future of Dhaka,” Purbachal is the most in-demand area for installment-based plots. With government support and modern infrastructure, it’s a prime target for both developers and investors.
Bashundhara Residential Area, managed by Bashundhara Group, offers high-end plots with installment facilities. It’s ideal for people seeking a prestigious address.
A popular zone for affordable land options. It’s close to major highways, educational institutions, and industrial zones—making it attractive for both residence and investment.
Uttara's expansion has created several new sectors where plots are available on easy installment terms. With its organized layout and solid infrastructure, it remains a top choice.
Rapidly growing, especially after the completion of Padma Bridge. Keraniganj now attracts a lot of new real estate developments offering attractive installment schemes.
RAJUK and National Housing Authority (NHA) have multiple ongoing and upcoming projects offering plots through installment facilities.
Big names like Bashundhara Group, Amin Mohammad Group, BTI, and Navana Real Estate provide varied plot sizes and installment terms.
Several housing co-operatives offer plots at discounted rates for their members, often requiring lower down payments than private firms.
Typically, a booking fee is followed by a 10-30% down payment. After that, the balance is spread across 3 to 10 years.
Payments are usually made monthly or quarterly, depending on the developer. Some offer interest-free periods or discounts for early payments.
Depending on the project stage, plots may be handed over after full payment or during the installment period under a possession agreement.
| Category | Approx. Price (BDT) | Areas Included |
|---|---|---|
| Budget Plots | Under 10 Lakh | Keraniganj, Savar |
| Mid-Range Plots | 10-30 Lakh | Uttara (new sectors), Purbachal |
| Premium Plots | 30 Lakh+ | Bashundhara, Baridhara |
NID of buyer
Booking form
Down payment receipts
TIN certificate (for some projects)
Before signing, always verify the land's legal status through a lawyer or real estate expert. Check whether the plot has proper RAJUK or land ministry clearance.
Most developers offer deed registration only after full payment. Make sure this clause is clear in your contract.
Bashundhara Group – High-end projects, clear documentation
Amin Mohammad Group – Affordable options with diverse locations
BTI – Reputed for modern layouts and amenities
Concord – Excellent track record in timely delivery
RAJUK's projects like Purbachal New Town offer long-term installment-based plots, mainly through lottery systems.
NHA offers affordable plots and apartments in areas like Mirpur, Demra, and Keraniganj with extended installment plans.
Some private developers collaborate with banks to provide home or land loans for installment purchases.
Shariah-compliant financing options are also available, especially for those who prefer interest-free models.
Many real estate companies offer in-house EMI (Equated Monthly Installment) options without third-party loans.
Delayed Handover – Can affect your construction or living plans
Legal Disputes – Unclear title deeds or boundary issues
Hidden Charges – Always ask about utility and registration fees upfront
Check developer reputation through past projects and client reviews
Assess location benefits—proximity to schools, hospitals, highways
Evaluate resale value potential—areas near metro lines or new flyovers usually see quick appreciation
Invested in 2018. In five years, his plot value has tripled. Currently building a duplex home.
An Amin Mohammad project sold plots at 6 lakh in 2020. Current value stands around 14 lakh—demonstrating excellent ROI.
Research Projects and Developers
Visit the Site and Check Paperwork
Book Your Plot
Pay the Down Payment
Sign the Agreement
Start Monthly/Quarterly Installments
Collect Payment Receipts
Get Handover After Full Payment
Register the Plot in Your Name
Buying land in Dhaka on installments is not just convenient—it’s a smart way to build assets without financial strain. Whether you're investing for the future or planning your forever home, the Plot Installment Plan Dhaka model makes real estate accessible to a broader population.
💡 Pro Tips:
Always get a lawyer to review your documents
Choose well-connected areas for better ROI
Keep a clear record of all payments
